"Residential Lending Experts"

For a quick and easy pre-qualification, just click on the logo

Conventional – Purchase a home with a Fannie Mae or Freddie Mac loan up to $240,000 with as little as 5% down.  Refinance your home up to 95% of the value of your home. Jumbo loans up to $2,000,000 with 10% minimum down payment. We offer Low Fixed Rates and a wide range of ARM and Balloon Products.

100% Financing – Purchase a home with NO MONEY DOWN.  This program offers tax benefits, no mortgage insurance, and your money continues to work for you. 

First Time Homebuyers – Special Financing available for First Time Homebuyers with as little as 3% down. Gift funds are acceptable for source of down payment, prepaids, and closing costs.

Construction to Permanent Loans – Build your dream home with a single loan for the construction, that converts to the permanent financing.  Only one set of papers to sign, and only one set of closing costs.  5% down up to $240k,  10% down up to $400K, 20% down up to $650k.

Renovation Loans – Renovate your primary residence or your investment property or new home purchase based on the cost/value of proposed improvements.  (loan to values and loan limits vary based on specifics)

Second Home Financing – Purchase a Second Home using the same interest rates available for primary and only 10% down.

Investment Property Financing – Purchase or Refinance investment properties of 1-4 units with as little as 10% down.  Borrower may own up to 20 rental properties.

No Documentation of Income or Assets – Self employed and salaried clients who choose not to verify sufficient income or assets can qualify for loans with as little as 10% down.

No Mortgage Insurance or Reduced Mortgage Insurance – Special programs with combination 1^st and 2^nd mortgages allow for combined loan to values (CLTV) up to 95% with no or reduced mortgage insurance.  All interest from both loans is tax deductible.

Rate & Term Refinance – Refinances of interest rate and loan term are available up to 95% combined loan to value (CLTV) and closing costs financed.

Cash Out Refinances/Consolidation Loans – Consolidate 1^st and 2^nd mortgages, receive cash out for debt consolidation, home improvements, etc.  Loans are available up to 85% of the value of the home, and maximum $240,000 cash back.

Piggyback 2^nd Mortgage – Avoid PMI by using combination 1^st & 2^nd financing up to 95% of the value of the home.

Home Equity Lines – Equity lines available for up to a combined loan to value equaling 100% of the appraised value of the home.

  2 – 4 Unit Properties – Owner Occupied properties with as little as 5% down, Investment properties with as little as 10% down

Condominiums – Financing available for hi-rise, low-rise, condo-tels, and condominiums that do not meet Fannie Mae’s guidelines.

Non-Escrow Loans – Loans are available without an escrow account with as little as 20% down.  Some fees apply

Long Term Locks – Conforming, Fixed rate loans allow for up to a 9 month lock in with one float down option and Conforming, ARM rate loans up to a 90 day lock in.

Loan Amounts to $2,000,000 – Call for rates applying to mortgages over $650,000

Non-Permanent Resident Aliens / Foreign National – Primary Residence loans available with as little as 20% down with Visa allowing for one year of residency in the US.  Second home and Investment home loans are also available.

Permanent Resident Aliens – Loans available with as little as 5% with proper Identification (W8 or W9, evidence of Permanent Residency from the INS, etc.)

 

#1 Reason to do Business with Lowry Mortgage Network... Knowledgeable staff, friendly service, competitive prices, fast turnaround, and excellent reputation!

For more information and a free consultation click or call us at
(404) 497-9980 and ask to speak with a loan officer.

SEE WHAT WE CAN DO FOR YOU!

Lowry Mortgage
Network, Inc.
5871 Glenridge Drive
Suite 210
Atlanta, GA  30328
(404) 497-9980
(404) 497-9985 Fax  
E-Mail