Southern Home Financial Inc. is located in the northern part of Atlanta, Georgia. SHF Inc. serves all of Georgia. For all types of mortgages. SHF Inc. has over 75 different types of loan programs for people with good credit to less then perfect credit.

You will find at SHF Inc., A friendly, and caring loan officer ready to help you. SHF Inc.can do amazing things with mortgages so, don't hesitate any longer. E-mail us today or call 1-888-557-6770 or 770-792-6770 to speak with a loan officer.

Re-finance up to 125% of the current value of your home. Our programs go from "A" to "D" credit.
"C" and "D" credit programs are designed to help re-establish your credit and payoff debt. You can lower the amount of money spent per month and combine your payments into one payment. By doing so can raise cash flow every month by using your home as collateral.

SHF Inc. has programs for single family homes, condo's,. town homes, manufactured homes, duplexes and homes with land (up to 25 acres).

Lease/Purchase-Re-Finance programs. "What an excellent program to buy a home!" If you are leasing your current home and would like to own it, this is the program for you! SHF Inc. will re-finance that home, put all your closing costs inside the loan and may even be able to pay debt off. With equity in the home, we can treat the new transaction as if you own the house. The minimum time living in the house is 12 months, and no cash is required (most of the time)!

Construction Loans- for those of you that are wanting to build your new home, this program is a dream come true and we have the permanent financing to go along with the construction loan.

Manufactured Homes- SHF Inc. has the very best manufactured home programs available, we can finance new purchases from a dealer, pay for the land and any improvements to the land, and moving of the new home to the land. SHF Inc. can base the new loan on the appraised value and not the purchase price. We can loan on manufactured homes without land or in a park. Singlewides or doulbewides accepted. We can also refinance existing homes to debt consolidate. Tell your dealer you want to finance with SHF Inc.